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Funded Solar Ownership

Commercial Solar Hire Purchase

Finance your commercial solar installation with manageable monthly payments. The system is yours from day one, with full ownership, tax benefits, and maximum long-term returns.
  • Full ownership of the solar system from day one
  • Fixed monthly payments with rates from 5.5% APR
  • Claim capital allowances and reduce corporation tax
  • Cash-flow positive – savings typically exceed payments
  • 15+ years of free electricity after finance term ends
Request Free Solar Feasibility Study
No-obligation assessment of your building’s solar potential
By submitting, you agree to receive communications from S-TEC.
Funded Ownership

How Hire Purchase Works

Hire purchase gives you immediate ownership of a solar asset with manageable monthly
payments. Savings typically exceed payments from day one.

We Install at No Cost

S-TEC funds, designs, and installs a solar PV system on your roof. You pay nothing upfront.

Generate Clean Electricity

The solar panels generate electricity which powers your business directly, reducing grid dependency.

Pay a Fixed Rate

You purchase the electricity at a fixed, discounted rate (typically 13-19p/kWh) for the contract term.

We Handle Everything

All maintenance, monitoring, and repairs are included. No operational burden on your team.

End of Term Options

At the end of the agreement, you can renew, purchase the system, or have it removed at no cost.

Financial Advantages

Benefits of Hire Purchase

Hire purchase combines the advantages of ownership with manageable cash flow. An
ideal solution for businesses seeking long-term value.

Full Asset Ownership

The solar system is your asset from day one. Control your energy future without third-party dependency.

Capital Allowances

Claim full capital allowances on the solar installation, potentially reducing your corporation tax liability.

Strong ROI Post-Term

After finance payments end, enjoy 15+ years of virtually free electricity and maximum returns.

Cash-Flow Positive

Monthly energy savings typically exceed finance payments, making the investment self-funding from day one.

ESG & Carbon Reporting

Demonstrate genuine renewable investment for ESG reporting. Reduce Scope 2 emissions with owned assets.

25-Year Performance

Premium Tier-1 panels with 25-year warranties. Long-term performance guarantees protect your investment.

Is Hire Purchase Right for You?

Who Hire Purchase
Suits Best

Hire purchase is ideal for businesses that want to own their solar asset, benefit from tax advantages, and maximise long-term returns.
  • Businesses seeking asset ownership
  • Companies wanting to maximise long-term savings
  • Organisations able to leverage tax benefits
  • Businesses with stable, long-term premises
  • Owner-occupiers of commercial property
  • Agricultural and farming operations
  • Independent schools and academies
  • Private healthcare providers
Check PPA Eligibility
Manufacturing & Industrial
Warehouses & Logistics
Owner-Occupied Offices
Agriculture & Farming
Schools & Academies
Retail & Supermarkets
Healthcare & Care Homes
Churches & Community
Data Centres
Distribution Centres
FAQs

Hire Purchase Questions

ommon questions about funded solar ownership for businesses
What happens after the finance term ends?
You own the solar system outright. With panels typically lasting 25-30 years and warranties of 25 years, you’ll enjoy 15+ years of virtually free electricity after payments end.
As the owner, you’re responsible for maintenance. However, we offer competitive maintenance packages and solar panels require minimal upkeep. Most issues are covered under warranty.
Many of our hire purchase arrangements require £0 deposit. The full installation cost is financed, with fixed monthly payments over your chosen term.
Yes. Solar installations typically qualify for capital allowances, allowing you to offset a significant portion of the cost against corporation tax. Consult your accountant for specific advice.
Finance terms typically range from 5-10 years, with rates from 5.5% APR subject to credit approval. We work with multiple lenders to find the best terms for your situation.
Options include transferring the agreement with the property sale (enhancing its value), relocating the system to a new premises, or settling the finance early. We’ll help find the best solution.
The system should be added to your building insurance policy. We provide all documentation needed for your insurer. Many policies cover solar at no additional premium.

Ready to Explore Hire Purchase?

Request a free feasibility assessment. We’ll evaluate your site, calculate illustrative returns, and provide finance options tailored to your business. No obligation, no pressure.
Looking for a different approach?
Consider Hire Purchase
If you prefer to own the solar asset outright with fixed monthly payments, hire purchase may be a better fit.
Learn more
Prefer to speak directly?
0333 358 3389

info@s-tec.co.uk

Request Free Solar Feasibility Study
No-obligation assessment of your building’s solar potential
By submitting, you agree to receive communications from S-TEC.

About Our Company

Based in Hadleigh, Essex, we’ve been proudly trading for over 10 years, delivering exceptional solar installations across East Anglia and London. Our portfolio includes a wide range of projects — from NHS facilities and manufacturing plants to care homes and storage units.

What sets us apart is our commitment to quality — through skilled workmanship, reliable project management, and a warm, customer-first approach. We believe in a fully bespoke approach – designing solar solutions that are driven by our clients’ needs, not by sales targets.

We also supply and install EV chargers for both private and public use — providing businesses with an additional revenue stream while supporting the transition to sustainable transport.

10+

Years Trading

Fully Qualified

1000+

Installations

Accredited & Certified
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